Everyone should have the best prospects of a brighter future. But you can’t leave that to chance.
Here we outline the ways we can help:
In a world in which more people are saving as a result of auto-enrolment (but not saving enough), it's not practical for trustees and employers to offer advice directly to members. But what if there was a solution that was smart enough to tell members how much to save, how to invest and how to take their benefits?
All DB schemes are on a risk journey. Being clear about risk and when to reduce it is the key challenge. After all, despite £500bn being ploughed into UK DB pension schemes since 2000, deficits have tripled to around £900bn. It’s time for a new approach.